{"id":58587,"date":"2025-04-15T08:54:33","date_gmt":"2025-04-15T08:54:33","guid":{"rendered":"https:\/\/www.salas.plus\/?p=58587"},"modified":"2026-03-30T07:29:35","modified_gmt":"2026-03-30T07:29:35","slug":"despeses-en-comprar-un-habitatge-dobra-nova-tot-el-que-has-de-saber","status":"publish","type":"post","link":"https:\/\/www.salas.plus\/ca\/despeses-en-comprar-un-habitatge-dobra-nova-tot-el-que-has-de-saber\/","title":{"rendered":"Despeses en comprar un habitatge d’obra nova: Tot el que has de saber"},"content":{"rendered":"

Despeses en comprar un habitatge d’obra nova: Tot el que has de saber<\/h2>\n<\/div>
<\/span><\/div>

Si est\u00e0s pensant a comprar un habitatge d’obra nova, \u00e9s important que coneguis totes les despeses addicionals que comporta. M\u00e9s enll\u00e0 del preu de compra, hi ha una s\u00e8rie de costos que has de tenir en compte per evitar sorpreses durant el proc\u00e9s. Avui a SALAS t’expliquem cadascun d’ells!<\/p>\n<\/div>

DESPESES<\/h3>\n<\/div>

Despeses del Registre de la Propietat<\/strong><\/h4>\n

Un dels passos clau en comprar un habitatge d’obra nova \u00e9s la seva inscripci\u00f3 al Registre de la Propietat, fet que garanteix que l’immoble \u00e9s legalment teu. Aquest tr\u00e0mit t\u00e9 un cost que sol oscil\u00b7lar entre el 0,15% i el 0,2% del valor de la compra. Per exemple, si compres un habitatge per 270.000 euros, haur\u00e0s de pagar entre 405 i 540 euros per aquest concepte.<\/p>\n

Despeses de notaria<\/strong><\/h4>\n

Per formalitzar la compra, \u00e9s imprescindible acudir a un notari per signar l’escriptura p\u00fablica. Els honoraris notarials depenen del valor de l’immoble i solen estar regulats per llei. Generalment se situen entre el 0,2% i el 0,3% del valor de la compra. Per tant, si el cost de l’habitatge \u00e9s de 270.000 euros, les despeses de notaria podrien variar entre 600 i 1.000 euros.<\/p>\n

Despeses de taxaci\u00f3<\/strong><\/h4>\n

Si finances la compra amb una hipoteca, el banc et requerir\u00e0 una taxaci\u00f3 de l’immoble per determinar el seu valor real de mercat. Aquesta taxaci\u00f3 sol costar entre 250 i 600 euros.<\/p>\n

Despeses de gestoria<\/strong><\/h4>\n

Si decideixes contractar una gestoria immobili\u00e0ria, haur\u00e0s d’assumir un cost addicional per la tramitaci\u00f3 de documents, la liquidaci\u00f3 d’impostos i la inscripci\u00f3 al Registre de la Propietat. Aquest servei sol costar entre 300 i 500 euros.<\/p>\n<\/div>

IMPOSTOS<\/h3>\n<\/div>

Impostos AJD i IVA<\/strong><\/h4>\n

Quan adquireixes un habitatge d’obra nova, l’impost principal que cal pagar \u00e9s l’IVA (Impost sobre el Valor Afegit), que actualment \u00e9s del 10% sobre el preu de compra. A m\u00e9s, haur\u00e0s d’abonar l’AJD (Impost d’Actes Jur\u00eddics Documentats), el percentatge del qual varia segons la comunitat aut\u00f2noma i oscil\u00b7la entre el 0,5% i l’1,5% del valor de l’immoble.<\/p>\n

HABITATGE DE PROTECCI\u00d3 OFICIAL (HPO)<\/h3>\n

Si l’habitatge \u00e9s de protecci\u00f3 oficial, en el cas de Catalunya, estar\u00e0 exempt de l’Impost d’Actes Jur\u00eddics Documentats (AJD).<\/p>\n<\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

Si est\u00e0s pensant a comprar un habitatge d’obra nova, \u00e9s important que coneguis totes les despeses addicionals que comporta. M\u00e9s enll\u00e0 del preu de compra, hi ha una s\u00e8rie de costos que has de tenir en compte per evitar sorpreses durant el proc\u00e9s. Avui a SALAS t’expliquem cadascun d’ells!<\/p>\n","protected":false},"author":12,"featured_media":58772,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[283,529],"tags":[],"class_list":["post-58587","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-actualitat","category-consells"],"yoast_head":"\nDespeses en comprar un habitatge d'obra nova: Tot el que has de saber - SALAS<\/title>\n<meta name=\"description\" content=\"Comprar un habitatge nou? 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